LINCOLN, RI – Valentine’s Day gifts are fun to give and receive, but if you received jewelry or electronics, make sure they’re insured.
"Jewelry and other gifts can be costly to replace if stolen or lost,” said Lisa Melton, an assistant vice president with Amica Insurance. “They may be covered under personal property coverage included in your homeowner’s policy, but it’s best to check with your insurance company. At times, your item may need additional coverage. Make sure you determine what type of coverage is best for the items you value the most.”
Here are a few other reminders:
• Store jewelry in a safe place. If it’s not used frequently, keep it in a safe deposit box.
• Have jewelry appraised and keep a copy of the appraisal in case you need to file a claim.
• Record serial numbers on electronics and other gifts.
• Keep copies of all receipts.
It’s also important to keep an inventory of items in your home and photos of your valuables in case they are ever lost or stolen, Melton said. You can use Amica’s new mobile app for the iPhone, Android and BlackBerry smartphones to keep track of your home inventory and categorize items by price.
"If you have any questions, make sure you contact your insurance company to get a better understanding of your coverage,” Melton said. “And most important, keep the gifts from your loved ones safe and protected.”
Amica Mutual Insurance Company, the nation's oldest mutual insurer of automobiles, was founded in
1907. The company, with corporate headquarters in Lincoln, RI, is a national writer of automobile, homeowners, marine and personal umbrella liability insurance. Life coverage is available through Amica Life Insurance Company, a wholly owned subsidiary. Amica employs more than 3,200 people in 40 offices across the country.
CONTACT: Vince Burks, Corporate Communications, 50 Amica Way,
Lincoln, RI 02865-1155, 800-652-6422, ext. 24563
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