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Be a smart car shopper with these 4 tips from Amica

A couple car shopping

02/06/2014

LINCOLN, RI - Buying a new or used car is exciting, but there are many details to consider before making a purchase. That’s why Amica Insurance is sharing some tips that will lead to a positive car-buying experience.

According to the Federal Trade Commission, car buyers should follow these four tips:

• Do research. Compare models and prices in ads and at dealerships to search for the best possible car at an affordable price.
• Be prepared to negotiate price, as dealers may be willing to bargain. Doing so can save money, whether paying cash or financing the car.
• Compare financing offered by lenders to what is offered by the dealer. Since offers vary, search for the best deal.
• Don’t settle. If you don’t find a good fit on the dealer’s lot, consider ordering a new car. Although it may take longer, you’ll be more satisfied with a vehicle that has all the right features and options.

Additionally, the Insurance Institute for Highway Safety reported some key features to look for when assessing the safety of a vehicle. Larger, heavier cars typically offer more protection than smaller, lighter ones. To reduce the risk of death or injury, look for a vehicle with a tested, crashworthy design.

About Amica

Amica Mutual Insurance Company, the nation's oldest mutual insurer of automobiles, was founded in 1907. The company, with corporate headquarters in Lincoln, RI, is a national writer of automobile, homeowners, marine and personal umbrella liability insurance. Life coverage is available through Amica Life Insurance Company, a wholly owned subsidiary. Amica employs more than 3,200 employees in 40 offices across the country.

CONTACT: Vince Burks, Corporate Communications, 50 Amica Way,
Lincoln, RI 02865-1155, 800-652-6422, ext. 24563

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