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Amica offers tips on securing the right amount of auto coverage

07/16/2014

LINCOLN, R.I. - When it comes to choosing auto insurance coverage, do you know the difference between collision and other than collision – also known as comprehensive? If not, you’re not alone.

Collision and other than collision cover many of the potential causes of damage to your car. It’s important to remember they’re separate coverages that play a big role if you have a claim.

That’s why Amica Insurance is sharing the following information to help you choose the right coverages:

• Collision coverage provides protection for your car when it collides with another car, or if your vehicle overturns or rolls. But it also covers damage caused by stationary objects like trees, fire hydrants, guardrails or even a house.

• Other than collision covers many other types of damage, including theft, fire, vandalism, contact with an animal and, in some states, damage to your windshield.

Both collision and other than collision coverage often require you to carry a deductible, which is the amount that you pay out of pocket when you have a claim. Choosing a higher deductible is a great way to reduce the cost of your insurance, but it’s important to find the deductible that’s right for you.

To learn more about auto insurance with Amica, click here.

About Amica

Amica Mutual Insurance Company, the nation's oldest mutual insurer of automobiles, was founded in 1907. The company, with corporate headquarters in Lincoln, RI, is a national writer of automobile, homeowners, marine and personal umbrella liability insurance. Life coverage is available through Amica Life Insurance Company, a wholly owned subsidiary. Amica employs more than 3,300 employees in 40 offices across the country.

CONTACT: Vince Burks, Corporate Communications, 50 Amica Way,
Lincoln, RI 02865-1155, 800-652-6422, ext. 24563

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