Total Rewards - Compensation and Benefits

Amica knows that employees are the key to our company's success. We provide a total rewards package that includes competitive compensation and a valuable benefits package geared toward meeting the health and financial needs of our employees and their families.


Amica rewards its employees with a compensation package that includes competitive base pay, an annual merit increase based on individual performance, a success sharing variable pay program, and a new hire relocation program where appropriate. Compensation programs are designed to support organizational goals and a pay for performance culture.


Health Benefits

Employees regularly scheduled to work at least 25 hours per week are eligible for the following health plans on the first day of the month following employment:

Medical plan options provided

Dental plan options including coverage for orthodontics

Prescription drug coverage

Vision plan to cover the cost of eyeglasses and contact lenses

Healthcare and Dependent Care Flexible Spending Accounts

Employees may elect to make pre-tax contributions, up to $5,000 per calendar year, through payroll deduction to cover eligible out-of-pocket, medically necessary health care expenses for themselves and their dependents, or for day care expenses.

Life and Business Travel Accident Insurance

After six months of service, full-time employees are generally eligible for life insurance coverage worth their base salary. The benefit increases at the 5- and 10-year marks of employment. Business Travel Accident Insurance includes a death benefit of $350,000. Discounted individual term life insurance is available through Amica Life for employees, their spouses and their children through after-tax payroll deduction. Evidence of insurability is required.

Disability Insurance

After approximately three months of service, employees are eligible for short and long term disability coverage which provides partial replacement income for employees unable to work due to sickness or non-work related injury.



Amica's regular workweek is 37.5 hours for most employees. After three months of employment, your supervisor will review your performance to determine if you will be placed on regular payroll.

Vacation and Floating Holidays

All full-time Amica employees on regular payroll1 who have completed six months of service receive two weeks paid vacation and two floating holidays. Additional vacation is provided after certain service milestones are achieved.

Sick Pay

Employees receive 10 days of paid sick time once they are on regular payroll1. On each employment anniversary, five days will be added (total not to exceed 260 days).

Holiday Pay

Amica observes 10 legally recognized paid holidays each year.

Wellness Programs

Amica offers employees the opportunity to participate in wellness programs during the year, which can lead to reduced medical plan contributions. The company also offers reimbursements for Weight Watchers programs, fitness center memberships and smoking cessation drugs and tools. There are also incentives for participation in specific care management programs including maternity and diabetes. Employees have the opportunity to call or meet with a personal health coach to help realize their personal health goals at no cost.

Employee Assistance Program

The purpose of the Employee Assistance Program (EAP) is to provide help to employees and their families facing personal problems. The program is administered by a third party and acts as a referral agency using a national network of professionals and resources. The services are free and confidential.

Health Advocate Helpline

Employees and family members have free access to trained professionals 24/7 for assistance with health plan questions, claims resolution, finding a physician and much more.

Adoption Assistance Plan

Full-time employees on the regular payroll1 with six months of service will be reimbursed for qualified adoption expenses up to the maximum amount that may be excluded from taxable income under IRS rules. There will be a lifetime maximum of $50,000.

Tuition Assistance Program

Amica pays for training and continuing education courses which relate to an employee's job responsibilities.

Employee Discount Program

Amica provides its employees with free access to the Working Advantage members-only program. Save on Broadway shows, movie tickets, theme park and ski tickets, hotels, retail and restaurant gift cards and premium shopping websites. Exclusive discounts and nationwide offers are added daily.


401(k) Retirement Savings Plan

Newly hired salaried employees will be automatically enrolled in a default Target Date fund with a 6 percent pre-tax contribution within 30 days of hire date unless they make changes or opt out. Employees can save up to 50 percent of their pay through payroll deductions on a pre-tax, after-tax or Roth basis. Amica matches 100 percent of the first 6 percent of the employee's deferrals. All contributions are immediately vested.

Pension Plan

Amica offers a defined benefit pension plan completely paid for by the company based on a formula providing one percent of career average pay (CAP) per year of benefit service. Employees become eligible for this plan after one year of service (if at least age 21 at that time). There is a five-year vesting service requirement.

1Employees on regular payroll have completed an orientation period and received an acceptable performance review.